Earn 5x points per dollar on everything from a new console to the latest titles and gear directly from PlayStation.3 Points applied only to purchases made directly at PlayStation & Sony Store.
Get rewarded with 3x points per dollar on your monthly internet, cable and streaming subscriptions.3
Fuel your gaming with 2X points per dollar on restaurants, including takeout and delivery.3
Every purchase powers your play with 1 point per $1 dollar on everyday spending.3
From your daily coffee to monthly streaming subscriptions, the PlayStation Card is your go-to for everyday spending. Watch your points add up, bringing you closer to titles, digital gift cards and more.
| How to earn points | Spend | Points earned |
| 5x on PlayStation products & gear3 | $150 | 750 |
| 3x on streaming & internet3 | $200 | 600 |
| 2x on dining & delivery3 | $200 | 400 |
| Total points earned | 1,750 | |
With Visa’s Zero Liability Policy, you won’t be held responsible for unauthorized transactions made with your Visa card.4
This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, what the problem is, and will remain on the phone with you.4
In case of emergency, we can arrange a wire cash transfer to your local Western Union within 2 hours of approval from your bank.4
Take full advantage of your unique benefits with personalized support from Visa experts.4
Visa can work with your bank to expedite the replacement of your card and ship it globally within 24 to 72 hours.4
With the Visa lost/stolen card reporting service, reporting a lost or stolen card is simple.4
No, there is no annual fee associated with the PlayStation® Visa® Credit Card.6
Redeem your points by logging into Account Center.
Points earned with purchases on your PlayStation®Visa® Credit Card can be redeemed for digital gift cards and PlayStation® Store Codes.8
View and manage your reward points balance by accessing your account at Account Center.
1Valid one time only. Offer is exclusive to PlayStation® Visa® Credit Card holders enrolled in the PlayStation Credit Card Rewards program. Maximum of $100. This rewards program is provided by Sony Interactive Entertainment and its terms may change at any time. For full Rewards Term and Conditions, please see comenity.net/playstationvisa. Offers may change at any time.
2For new accounts, as of 1/19/2026: Variable Purchase APR of 17.74% to 31.74%% based on your credit worthiness at the time of account opening and the Prime Rate. Balance Transfer APR of 26.99%. Variable Cash Advance APR of 32.74%, based on Prime Rate. Variable Penalty APR up to 39.99%, based on Prime Rate. Minimum Interest Charge is $3. Balance Transfer Fee of the greater of $10 or 5% of the transfer. Cash Advance Fee of the greater of $5 or 1%% of the advance. Foreign Transaction Fee of 3% of the transaction in US dollars.
3Earn 5 points per $1 spent directly at PlayStation (https://direct.playstation.com/en-us/, https://store.playstation.com/en-us/) and the Sony Store, 3 points per $1 spent on cable and internet bill payments, including streaming services, 2 points per $1 spent on restaurant purchases, and 1 point per $1 spent everywhere else Visa is accepted. Offer is exclusive to PlayStation® Visa® Credit Card holders enrolled in the PlayStation Credit Card Rewards program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Bank does not have the ability to control assignment of merchant codes. Bundled services, cellular services, and services through cellular companies may not qualify. This rewards program is provided by Sony Interactive Entertainment and its terms may change at any time. For full Rewards Terms and Conditions, please see comenity.net/playstationvisa.
4Covers U.S.-issued cards only. Certain restrictions apply. See visa.com/zeroliability for details. Certain terms, conditions, and exclusions apply. Please refer to your Guide to Benefits for further details or call the Benefit Administrator at 1-800-348-8472. If you are outside the United States, call collect at 804-673-1164. Visa GCAS associates will gather information from the cardholder or issuer and contact the issuer for authorization to provide cash to the cardholder when an emergency arises. Cash can be disbursed to the cardholder in as little as two hours. Visa GCAS associates can provide cardholders with general information regarding Visa promotions, offers, and card benefits. Issuers are assured that any questions regarding account inquiries, such as card declines, credit limits, and card balances, will be directed to them. Visa GCAS associates will work with either the cardholder or the issuer to confirm that an expedited card replacement is necessary. Depending on the product type and location of delivery, replacement cards are usually received within one to three business days from the approval of the issuer. Visa GCAS associates will assist cardholders by blocking lost or stolen Visa card numbers on Visa Net and contacting the issuer. The entire process is completed within 30 minutes. If the full card number is not available from the cardholder, GCAS can also use the card BIN to identify and send a report to the issuer so that they can identify the card number and proceed to block it themselves.
This rewards program is provided by Sony Interactive Entertainment and its terms may change at any time. For full Rewards Terms and Conditions, please see comenity.net/playstationvisa.
Credit card offers are subject to credit approval.
PlayStation® Visa® Credit Card Accounts are issued by Comenity Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.
“PlayStation” and “PlayStation Family Mark” are registered trademarks of Sony Interactive Entertainment Inc.
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