Earn more. Play more.

Get a $100 statement credit when you spend $500 in the first 60 days with the PlayStation® Visa® Credit Card.1

Plus, unlock exclusive PlayStation perks and earn points on games, hardware, and everyday purchases.

No annual fee6

Now featuring new ways to earn & redeem points

Exclusive perks for PlayStation gamers

Upgrade your gaming experience with exclusive cardholder benefits

Turn Every purchase Into Points that fuel Your next gaming adventure

Earn 5% back in points when you shop directly at PlayStation and the Sony Store3

  • Consoles

  • Games

  • Electronics

Earn 3% back in points on your monthly subscriptions and bill payments3

  • Internet

  • Streaming

  • Subscriptions

Earn 2% back in points on grocery stores and dining, including food delivery, dine-in, and takeout3

  • Dining

  • Food delivery

  • Groceries

Earn 1% back on everyday purchases3

  • Gas

  • Travel

  • Retail

Customize your wallet

Choose from over 20 new card designs inspired by your favorite PlayStation worlds and characters

Turn points into PlayStation®Store codes, statement credits, and more

PlayStation Store codes

Redeem for PS Store codes to get more of what you love from the PlayStation Store

Gift cards

Access hundreds of popular gift cards from top merchants and services

Hardware + electronics

Turn your points into consoles, accessories, and more

Statement credits

Apply your points directly to your account balance to offset purchases

Additional Visa Signature card benefits

Visa Zero Liability

With Visa’s Zero Liability Policy, you won’t be held responsible for unauthorized transactions made with your Visa card.5

Roadside Dispatch®

This is a pay-per-use roadside assistance program available 24x7. Roadside Dispatch will ask for your location, what the problem is, and will remain on the phone with you.5

Emergency cash disbursement

In case of emergency, we can arrange a wire cash transfer to your local Western Union within 2 hours of approval from your bank.5

Cardholder inquiry services

Take full advantage of your unique benefits with personalized support from Visa experts.5

Emergency card replacement

Visa can work with your bank to expedite the replacement of your card and ship it globally within 24 to 72 hours.5

Lost or stolen card reporting

With the Visa lost/stolen card reporting service, reporting a lost or stolen card is simple.5

To receive your credit card and Playstation®Plus benefits, your Playstation account and PlayStation® Credit Card must use the same email address. 
If they don’t match, you may miss out on your rewards.

Earn a $100
statement credit

When you spend $500 on the PlayStation® Credit Card within the first 60 days.1

PlayStation Visa Credit Card FAQ

Redeem your points by logging into Account Center

You can redeem for: 

  • PlayStation Store Codes 
  • Gift cards 
  • Statement credits 
  • Hardware and electronics 

No mail-in forms or additional documentation are required for standard redemption.

You can check your points balance by logging into Account Center.

No, there is no annual fee.6

You'll earn the most points in the 5% category (eligible direct PlayStation/Sony purchases) with the PlayStation Credit Card.

Earn rates: 

  • 5% back in points when you shop directly at PlayStation® and the Sony Store.3
  • 3% back in points on cable and internet bill payments, including streaming service purchases.3
  • 2% back in points at grocery stores and restaurants, including dine-in, takeout and delivery.3 
  • 1% back in points on purchases everywhere else Visa is accepted.3

Best for PlayStation gamers who… 

  • Buy games/DLC/subscriptions directly through PlayStation 
  • Want to stack extra points on everyday spend like streaming + internet + dining + groceries 

Yes. You can manage the card on mobile using the Bread Financial app.

Yes. You may receive a temporary shopping pass for online purchases as soon as you’re approved for the card. 

You must spend $6,000 each calendar year (January-December) on your PlayStation Visa Credit Card. Then, you’ll receive an email to opt in to your offer within approximately 60 days after meeting the spend requirement. The link to opt in will expire 90 days from the day you receive the email. Learn more about the PlayStation Plus benefit.2

Most approved applicants tend to have good to excellent credit, but your credit score is only part of the decision. Credit history, income, current debt, and recent credit activity also factor in. Applications are reviewed by the card's issuing bank, Comenity, which makes all approval decisions based on its credit standards.

Want to build your credit confidence first? Visit our partner Bread Financial's financial education page for helpful resources and tips.

1Valid one time only. Offer is exclusive to PlayStation® Visa® Credit Card holders enrolled in the PlayStation Credit Card Rewards program. Maximum of $100. This rewards program is provided by Sony Interactive Entertainment and its terms may change at any time. For full Rewards Terms and Conditions, please see comenity.net/playstationvisa. Offers may change at any time.



2You must have an account for PlayStation using the same email address associated with your PlayStation Visa Credit Card Account by each qualifying calendar year. After you meet the $6,000 annual spend requirement, we will email you to opt in and claim one (1) free 12-month PlayStation® Plus Premium subscription voucher code. You must claim the offer within 90 days of receiving the qualifying email, or the offer will expire. Once you opt in, you will receive a separate email with your PlayStation® Plus Premium subscription voucher code, typically within the next day (delivery times may vary). If you experience issues receiving or claiming the code, PlayStation customer support can assist. Offer will be received approximately 60 days after you meet your $6,000 spend requirement. Must have valid email address and U.S. mailing address. Offer eligibility and annual spend is based on a calendar year (January 1 - December 31). Limited to one (1) PlayStation Plus Premium code per calendar year per account. At the end of your free 12-Month PlayStation Plus Premium subscription period, your subscription will automatically renew for an additional 12-month term at then-current PlayStation Plus Premium pricing (currently $159.99 per year) until cancelled, unless the user does not have an active payment method on file or stacks on the next calendar year's qualified offer subject to meeting the spend and offer requirements. See PlayStation Plus Terms for more details and how to cancel. Terms of this Code may change without notice. Voucher code is not redeemable for cash and may not be resold, exchanged, or substituted. Void where prohibited or restricted by law. Subject to applicable local laws. Compatible system, account for PlayStation, and internet connection required. Terms of this offer and code are subject to change.

3Offer is exclusive to PlayStation® Visa Signature® Credit Card holders enrolled in the PlayStation® Credit Card Rewards program. For offers associated with a specific category, earnings will only be awarded if the merchant code for the purchase matches a category eligible for the offer. Each merchant is assigned a code by a third party that indicates the merchant’s area of business. Comenity Bank does not have the ability to control assignment of merchant codes. Wholesale clubs, candy, nut, and confectionary stores are excluded from the 2% earn but would still be eligible for 1% earn. Bundled services that include cellular phone, cable & internet, cellular services, and services through cellular companies may not qualify for 3% earn but would still be eligible for 1% earn. This rewards program is provided by Sony Interactive Entertainment and its terms may change at any time. For full Rewards Terms and Conditions, please see comenity.net/playstationvisa.

4This rewards program is provided by Sony Interactive Entertainment and its terms may change at any time. For full Rewards Terms and Conditions, please see comenity.net/playstationvisa.



5Note: Customers must pay service provider for mileage over five miles. A secondary unit being towed behind is not included but can be accommodated for an additional fee. Standard winching applies within 100 feet of paved or county maintained road only. Additional fees may apply for winching services under certain circumstances. Additional Terms: Service providers supplying emergency roadside assistance and towing are independent contractors and are solely liable for their services. Neither Visa nor Comenity Bank shall have any responsibility or liability in connection with the rendering of the service. Emergency roadside assistance and towing may not be available in areas not regularly traveled, nor in other “off road” areas not accessible by ordinary towing vehicles. Weather conditions, time of day, and availability of service may affect assistance responses. Expectations for dispatch are set with the customer on every call, and an expected estimated time of arrival is provided to the customer regardless of their location; however, neither Visa nor Comenity Bank provides any assurances as to the ability of the Service Provider to meet such estimates. You are responsible for any roadside assistance or towing charges incurred by facilities responding to your request even if you are not with your vehicle or your vehicle is gone upon their arrival. 24-hour roadside assistance services provided by: Cross Country Motor Club, Inc. d/b/a Agero, a Massachusetts corporation, and Cross Country Motor Club of California, Inc., a California corporation. Current fee for a standard service call is $79.95. Service call fees are subject to change at any time; however, callers will be notified prior to any service dispatch. This program may be discontinued at any time without prior notice. Program void where prohibited. For more information about the benefit described in this guide, call the Benefit Administrator at 1-800-992-6029, or call collect outside the U.S. at 1-804-673-1675.

6
For new accounts, as of 6/1/2026: Variable Purchase APR of 17.74% to 31.74% based on your credit worthiness at the time of account opening and the Prime Rate. Balance Transfer APR of 26.99%. Variable Cash Advance APR of 32.74%, based on Prime Rate. Variable Penalty APR up to 39.99%, based on Prime Rate. Minimum Interest Charge is $3. Balance Transfer Fee of the greater of $10 or 5% of the transfer. Cash Advance Fee of the greater of $5 or 1% of the advance. Foreign Transaction Fee of 3% of the transaction in US dollars.

Credit card offers are subject to credit approval.

PlayStation® Visa® Credit Card Accounts are issued by Comenity Bank pursuant to a license from Visa U.S.A. Inc. Visa is a registered trademark of Visa International Service Association and used under license.

“PlayStation” and “PlayStation Family Mark” are registered trademarks of Sony Interactive Entertainment Inc.

Copyright 2026 Money Group. Used under license.