PLAYSTATION® DEBIT CARD STATEMENT CREDIT OFFER TERMS 

Your participation in this Statement Credit Offer (“Offer”) is subject to these terms and conditions (“Terms”) as well as the PlayStation Debit Card Cardholder Terms and Conditions (“Agreement”) and the PS Plus Usage Terms found here. These Terms constitute a legally binding agreement between you (“You”, “Your”), as PlayStation Debit Card holder and Sony Interactive Entertainment LLC (“SIE”).  To obtain a credit to Your Debit Card (“Statement Credit”), You authorize SIE to share with Netspend® Corporation (“Netspend”), the servicer of the PlayStation Debit Card program (“Debit Card”), only such information and data as is reasonably necessary to operate the Offer, including but not limited to information and data regarding You and Your PlayStation Plus subscription (“Membership”), the PlayStation Debit Card and transactions thereunder, and any suspicion of fraud related thereto.  PlayStation Plus (“PS Plus”) is an ongoing subscription with a recurring subscription fee which is charged automatically (at the then current regular PlayStation Store price) at the frequency You choose at purchase until the subscription is canceled.   

ENROLLMENT

You will only be eligible to enroll in this Offer if You receive a direct invitation (via email, push, or other methods) from SIE (or from SIE’s partners or affiliates) (“Invitation”). You must accept the Offer within the timeframe outlined in Your Invitation (“Offer Period”). You must also assign the same email address associated with Your PlayStation Plus subscription to Your Debit Card account in order to be eligible for this Offer. To accept the Offer after receiving an Invitation, You must (i) accept these Offer Terms; (ii) activate Your Debit Card during the designated Offer Period; (iii) use Your Debit Card to successfully make a PS Plus Qualified Payment as defined below, directly through PlayStation, and within the Promotional Period outlined in Your Invitation; and (iv) remain eligible based on such additional criteria as may be contained in the Invitation which shall be considered as a part of these Terms.

SIE reserves the right, in its sole discretion, to withdraw this Offer to unenrolled invitees prior to the conclusion of the published timeframe.  

ELIGIBILITY RULES

If You successfully enroll in the Offer, You shall earn a Statement Credit in the amount(s) outlined in Your Invitation, for each “Qualified Payment” You make using Your Debit Card during the 

“Promotional Period.” For purposes of this Offer, the “Promotional Period” means the period commencing after You accept the Offer Terms, if at all, and continues for the length of time outlined in your Invitation, unless terminated earlier pursuant to the Exclusionary Rules as defined below.  In addition, a “Qualified Payment” shall mean a payment using Your Debit Card to renew Your PS Plus subscription, subject to the Exclusionary Rules as defined below. 

The “Exclusionary Rules” are: 

a. Renewal Subscription Payments Only. Only “Renewal Subscription Payments” may be deemed as a Qualified Payment eligible for a Statement Credit. For new PS Plus subscribers, a Renewal Subscription Payment shall be a renewal payment made towards Your subscription after the initial subscription sign up payment (“Initial Subscription Payment”) using Your Debit Card.  Your Initial Subscription Payment is not a Qualified Payment. If You have an existing PS Plus subscription at the time of opening Your Debit Card (“Existing Subscriber”), a Renewal Subscription Payment shall be any renewal payment made towards Your subscription using the Debit Card. You are not an Existing Subscriber if Your subscription has lapsed for any reason. A PS Plus Subscription purchase made using the “Buy Again'” feature (available in account settings or the cancellation flow) is not a Renewal Subscription Payment as the feature creates a new subscription that activates only after Your current subscription ends or is terminated, and thus is not a Qualified Payment. 

b. Pre-Funding PlayStation Wallet (PS Wallet). If You use Your Debit Card to pre-fund Your PS Wallet and Your PS Wallet funds are subsequently used to make Your Renewal Subscription Payment(s) without directly pulling from Your Debit Card at the time each payment is made, such payments are not Qualified Payments. Only payments that involve debiting Your Debit Card to make a Renewal Subscription Payment count as a Qualified Payment, subject to these Terms.  

c. Other Virtual Wallets. Renewal Subscription Payments made using the Debit Card through a virtual wallet (e.g., Apple Pay,) or other online payment mechanisms (e.g. PayPal, Klarna) are not Qualified Payments. 

d. Non-Eligibility Period. Renewal Subscription Payments made within 20 days following a previous Qualified Payment (the “Non-Eligibility Period”) are not Qualified Payments.  

e. Payments through third parties. Renewal Subscription Payments made through third-party sites are not Qualified Payments. 

f. SIE reserves the right, in its sole discretion to modify, suspend, or cancel the Offer, the Offer Period, Promotional Period, and/or Limits outlined in Your invitation at any time with or without prior notice, to the extent permitted by applicable law. Where reasonably practicable, SIE will provide advance 30 day notice of any such changes through accepted electronic means (e.g., email, mobile application, or website). 

g. Without limiting any of the foregoing, SIE may withhold, deny, or revoke Statement Credits if it determines, in its sole discretion, that You have engaged in abuse, misuse, or gaming of the offer, including but not limited to (i) creating multiple accounts; (ii) repeatedly canceling and renewing subscriptions; (iii) engaging in manufactured spending or non-bona fide transactions; or (iv) any activity intended to circumvent these Terms.   

Issuance: Statement Credits are issued up to 30 days following the PS Plus subscription renewal date, regardless of when the Qualified Payment was made.  Processing may take longer in certain circumstances, including fraud review or operational delays. 

Offer Period, Promotional Period and Limits: The Offer Period, Promotional Period, and applicable limits (“Limits”) on Statement Credits are as published by SIE in Your Invitation. 

EARNING RESTRICTIONS

How Returns, Reversals, Cancellations or Disputes Impact Statement Credits. Returns, reversals, cancellations or disputes involving a Qualified Payment may result in Your Statement Credit being reversed, debited or cancelled (in whole or part) to reflect that portion of the Qualified Payment which has been returned, reversed, cancelled or disputed. Such returns, reversals, cancellation or disputes may reduce or eliminate a Statement Credit previously earned or issued which may be debited from Your Card balance and can result in a negative balance. 

In all cases, Statement Credits are subject to a maximum aggregate value per user as determined by SIE in its sole discretion.  
 

How Your PS Plus Subscription Status and Debit Card Status Impact Statement Credits. 

a.  PS Plus Subscription Status. Any PS Plus subscription You pay using Your Debit Card, including if You pay for more than one subscription, must be consistently maintained. If any one of Your paid subscriptions lapses or is terminated for any reason, You may no longer qualify under this Offer for Statement Credits for future Credit Statements, even if You re-enroll in a PS Plus Subscription with Your Debit Card at a later point in time. 

b.  Debit Card Status. Your Debit Card must remain in good standing. Good standing means that Your Debit Card account is active, not restricted, and compliant with the Agreement. If Your Debit Card is restricted for any reason at the time the Statement Credit is due to be applied, the Statement Credit will not be applied until the restriction is removed. If the restriction is not resolved within 30 days, the Statement Credit shall be voided and forfeited. If Your Debit Card is closed for any reason, any unapplied Statement Credit will be forfeited.

STATEMENT CREDIT INFORMATION ACCESS 

Statement Credit information is available through the Online Account Center or Mobile App, or by calling customer service at the telephone number located on the back of Your Card. Customer service agents are only equipped to provide You with limited information about Your participation in this Offer; specifically, Your status and earnings history. 

If You believe Your Statement Credit status or earnings are incorrect, You must contact customer service within ninety (90) days of the transaction or the Debit Card action that You believe caused the issue. Failure to notify SIE/Netspend within this period constitutes a waiver of that claim.  SIE will review Your claim and determine whether or not to adjust Your Offer status or earnings in its sole discretion.

DISPUTES 

Any disputes concerning Statement Credits will not affect Your obligations to the issuing bank (“Bank”) or Netspend regarding Your Debit Card. Neither the Bank nor Netspend are responsible for any disputes among You or any authorized Card users relating to this Offer. Questions regarding this Offer should be directed to the customer service phone number on the back of Your Debit Card. 

WARRANTIES 

This Offer is provided “as is” without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of title, merchantability, fitness for a particular purpose, and non-infringement. In particular, SIE and Netspend do not guarantee continuous or uninterrupted access to any part of the Offer, and operation of the Offer may be interfered with by numerous factors outside the control of SIE or Netspend. Accordingly, You agree that the Bank, SIE, and Netspend shall have no liability to You for, and You hereby absolutely and unconditionally release and discharge SIE and Netspend, their respective officers, directors, shareholders, agents, employees, and affiliates from any and all losses, costs, suits, damages, claims, liabilities, and expenses (including, without limitation, reasonable attorneys' fees) arising from or related in any way to the Offer. 

MISCELLANEOUS

Transferability: Unissued or pending Statement Credits have no cash value and are not transferable by sale or other exchange to another person, Debit Card or other card account, program, or by operation of law. 

Taxes: You are responsible for any tax liability, including disclosure requirements, related to Your participation in the Offer and receipt of Statement Credits.  Based on Your activity in the Offer, You may receive a 1099-MISC form which You may need to file with the IRS. This is not tax advice.  For tax advice, please consult Your tax advisor. This Offer is void where prohibited by federal, state, or local law. 

Modifications: SIE and Netspend reserve the right to cancel, modify, restrict, waive, temporarily suspend, add to, or terminate the Offer or any aspects, rewards, or features thereof, or these terms and conditions at any time, to the extent permitted by applicable law, without prior notice, including, without limitation, the criteria for earning or receiving Statement Credits, unless law requires advance notice of our action. 

Entire Agreement: These Terms constitute the current, sole and entire agreement between You and us with respect to the Offer and Your participation in it. Any and all prior agreements with respect to the Offer are superseded by these Terms. The informational material regarding how the Offer works online or in app (“Offer Details") constitute a part of these Terms and are incorporated herein by reference, provided that in the event of a conflict between such Offer Details and these Terms, these Terms shall govern and control. 

Governing Law and Arbitration: These Terms, and any dispute, claim, or controversy arising out of or relating to these Terms or the Offer shall be governed by the laws of the State of California, without regard to its conflicts of law principles. Any dispute, controversy, or claim arising out of, relating to, or in connection with these Terms, including with respect to the formation, applicability, breach, termination, validity or enforceability thereof, shall be finally settled by arbitration. The arbitration shall be conducted in accordance with the AAA International Rules in effect at the time of the arbitration, except as they may be modified herein or by mutual agreement of the parties. The seat of the arbitration shall be San Mateo, California, and it shall be conducted in the English language. 

No Waiver: No delay or omission by us in exercising any right or remedy regarding the Terms or applicable law shall impair such right or remedy or be construed as a waiver of any such right or remedy. No waiver shall be valid unless in writing and signed by our authorized representative. A waiver on any one occasion shall not be construed as a bar or waiver of any rights or remedies on future occasions. 

Interpretation: You acknowledge and agree that SIE shall have sole and absolute authority in interpreting and administering the Offer and the Terms, and any decision made by SIE, or Netspend on SIE’s behalf, as to the interpretation or administration of the Offer or the Terms shall be binding on You. If any provision of the Terms is found to be invalid by a court of competent jurisdiction (or by an arbitrator as the case may be), the parties agree that the court or arbitrator shall endeavor to give effect to the parties' intentions as reflected in the provision, and if such a construction is not reasonably possible such provision shall be deemed severed from the Terms, and the other provisions of the Terms shall remain in full force and effect. 

No Affiliation: Bank and Visa are not affiliated in any way with Your PS Plus subscription and do not endorse or sponsor the PS Plus subscription to which Your Debit Card may be linked.